Restaurant Insurance
Restaurant Insurance Information
From casual dining to fine dining establishments, we have markets to meet your needs.
Available Coverages:
Property
- Broad, flexible coverage on Buildings and Business Personal Property
- Blanket/Agreed Value Options
- Flood
- Earthquake
- Business Income/Extra Expense
- Ordinance or Law
- Equipment Breakdown
- Spoilage
- Ammonia Contamination
- Hazardous Substance
- Sign Coverage
- Restaurant Wine Stock Endorsement
- Accounts Receivable
- Claim Data Expense
- Fine Arts
- Valuable Papers and Records
- Newly Constructed or Acquired Property
- Food Contamination Coverage
- Spoilage Coverage
- Fire Department Service Charge
- Transit
- Ason Reward
- Personal Property of Others
General Liability
Including:
- Owners/Managers/Lessors of Premises
- Blanket Additional Insured
- Damage to Premises Rented to You
Liquor Liability
Workers Compensation
- Ability to provide coverage for restaurant accounts across the country
We have markets that provide claim management processes that include:
- Extensive Preferred Provider Networks
(425,000 physicians; 5,000 hospitals)
- A National Pharmacy Network
- Return-to-work programs
- Managed Total Cost Containment
Umbrella/Excess Liability
- Ability to provide excess layers over your liability coverages including Liquor Legal Liability
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